How Can I Get Car Financing with a Bad Credit Score?

When car buyers come to Cornerstone Plymouth, sometimes they ask, “Can I get a car loan with bad credit?” Let our financial experts tell you how you can absolutely get a car loan with bad credit! Visit our Plymouth dealership, which is located just a short drive from Minneapolis and Maple Grove, where our team of financial experts will help you get a car with bad credit. Learn more below, and then feel free to browse our selection of used vehicles, and even take a look at our special offers!



How Can You Finance a Car with Bad Credit?

When you come to the finance department at Cornerstone Plymouth, our helpful staff does its best to make the process of getting a loan as easy as possible, even if you have bad credit. What you should do first, however, is apply for financing online and get a pre-approval. Then, when you come in, you and our team of finance experts can work together to devise a payment plan that will work best for your budget.

Steps for How to Get a Car with Bad Credit

When you want to take out a car loan but you have less-than-stellar credit, there are a handful of steps you should take to make sure you’re making the right financial decision for your current situation.

  1. Figure out exactly how much money you can pay on a monthly basis for a car.
  2. If you can, be sure to make a big down payment to decrease monthly payment cost.
  3. Do your best to improve your credit score before you apply for a loan.
  4. Only get a car that you need, not exactly the one that you want, because then you could end up paying more than you can afford.
  5. Ask a lot of questions!

Improve Your Credit Score Month-to-Month

When you take out a loan for a car when you have bad credit, if you can make your payments on time, you will eventually improve your credit score. This will lead to you having more power down the line so you can attempt to get a lower interest rate on your car and even take out more loans or apply for credit cards.

Finance a Car with Bad Credit Near Minnetonka Today!

Now that you know how to get a car with bad credit, why don’t you stop by Cornerstone Plymouth and pick out a vehicle that’s right for you? We have a selection of used vehicles under $15k, and we can help you further with our online trade-in value tool! If you have further questions, be sure to contact us!

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763-559-5300

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3901 Vinewood Lane • Plymouth, MN 55441

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Cornerstone Plymouth

3901 Vinewood Lane Plymouth, MN

Phone: 763-559-5300

http://maps.google.com/?q=3901%20Vinewood%20Lane%2C%20Plymouth%2C%20MN%2055441

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Phone: 763-559-5300

3901 Vinewood Lane Plymouth, MN

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Phone: 763-463-2848

3901 Vinewood Lane Plymouth, MN
45.0272529 -93.4508119
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Cornerstone Plymouth
Cornerstone Plymouth
3901 Vinewood Lane
Plymouth, MN, 55441 United States
763-559-5300
https://www.cornerstoneplymouth.com/wp-content/themes/DealerInspireDealerTheme/images/logo.png
Cornerstone Plymouth 45.0272529, -93.4508119.